Taking heart: About 80% of premature deaths from CVDs can be avoided if the risk factors are controlled   | Photo Credit: Chinnapong It was just two months ago when Mridul, a marketing professional, from Kolkata, opted to undergo a casual cardiac-screening test under a health check-up camp organised by his employer. A non-smoker and an avid runner, Mridul recalls he wasn’t worried at all while taking the different tests. However, the results were shocking. Through a number of further tests, he got to know that he had mitral leaking valve disease with blood leaking into the wrong parts of his heart. Soon, he underwent a keyhole surgery to repair the valve which cost him ₹3 lakh. Unfortunately, he was not covered under an individual health cover policy and his employer-provided health policy only covered expenses up to ₹1 lakh. To pay for the hospital expenses, he had to break his savings. Had he taken an individual health insurance policy, his savings would have been intact. As per several reports, cardiovascular disease (CVD) is a leading cause of mortality worldwide as they contribute to over 17.5 million deaths worldwide every year. While the deaths due to CVDs have decl...